by pay@crispino.us | Apr 25, 2025 | Terminologies
When most people think of an installment plan, they imagine paying for a product or service in manageable chunks over time—like a car loan or phone bill. But in the realm of life insurance, especially permanent policies like Indexed Universal Life (IUL), the concept...
by pay@crispino.us | Apr 20, 2025 | Terminologies
In banking and credit, a cash limit refers to the maximum amount of physical or advanceable cash you can access from your credit line. But in life insurance, particularly with Indexed Universal Life (IUL) Permanent life insurance policies accumulate a cash value over...
by pay@crispino.us | Apr 18, 2025 | Terminologies
In credit cards and loans, a payment due date is a firm deadline: miss it, and you’ll face late fees, interest hikes, or credit score drops. While life insurance policies work a little differently, the concept of a due date still plays a critical role—especially in...
by pay@crispino.us | Mar 1, 2025 | Uncategorized
Understanding Indexed Life Insurance Indexed life insurance (ILI) represents a unique blend of permanent life insurance and investment opportunities, designed to provide policyholders both coverage and potential growth. Unlike traditional whole life or term life...
