by pay@crispino.us | May 25, 2025 | Terminologies
When you hear the term pre-approval, your mind might jump to mortgages or credit cards. But pre-approval plays an increasingly important role in the world of insurance—especially life insurance. As insurers streamline underwriting with data and digital tools,...
by pay@crispino.us | May 21, 2025 | Terminologies
Debt recovery—the process by which lenders and agencies attempt to collect unpaid debts—is a common financial concern. But what many don’t realize is how debt recovery can intersect with life insurance—especially in matters of estate planning, beneficiary rights, and...
by pay@crispino.us | May 19, 2025 | Terminologies
We usually associate APR (Annual Percentage Rate) with loans, credit cards, and mortgages. It represents the true cost of borrowing money, including interest and fees, expressed as a yearly rate. But what many people don’t realize is that APR principles—and how we...
by pay@crispino.us | May 16, 2025 | Terminologies
Most people associate a hard inquiry with credit card applications, mortgages, or car loans. It’s that moment when a lender pulls your full credit report to assess your risk as a borrower—often leaving a temporary mark that can affect your credit score. But what many...
by pay@crispino.us | May 13, 2025 | Terminologies
Gone are the days when applying for life insurance meant stacks of paper, face-to-face meetings, and endless delays. Today, digital transformation has brought about a faster, more convenient process—anchored by a single innovation: the e-signature. From term life to...
